Payday Loan Relief Are you struggling to pay bills because of high-interest payday or auto title loan payments? The Society of St. Vincent de Paul offers a program to convert payday loans/auto title loans into a low-interest loan that can be paid off over 12 months. For more information, call the St. Vincent de Paul assistance helpline, 469-607-0909, or email [email protected] and ask about the Mini Loan Program.